Comfort Now, Pay Later.

Get the HVAC system you need today with flexible financing options.

Check Eligibility (No Credit Impact)
LIMITED TIME OFFER

0% APR

for 18 Months

On approved credit. Ask for details.

See the Difference

WITHOUT FINANCING

$10,000

Upfront Payment

Pay everything at once

WITH 0% APR FINANCING

$45

Per Month

Same system, spread over 18 months

No interest if paid in full within 18 months

Minimum monthly payments required

Why Finance With Summit?

Get the comfort you deserve without breaking the bank.

No Down Payment

Get started with $0 down on approved credit.

No Credit Impact

Check your eligibility without affecting your credit score.

Fast Approval

Get approved in minutes, not days.

Flexible Terms

Choose from multiple payment options to fit your budget.

How It Works

Getting your new system is easier than ever.

1

Get a Quote

Schedule a free consultation and receive a detailed quote for your new system.

2

Apply Online

Complete our simple application and get approved in minutes with no credit impact.

3

Enjoy Comfort

We install your new system and you enjoy year-round comfort with affordable payments.

Ready to Get Started?

Check your eligibility today with no impact to your credit score.

Subject to credit approval. Terms and conditions apply. Minimum monthly payments required.

Frequently Asked Questions

What credit score do I need to qualify?

We work with multiple lenders to offer financing options for various credit situations. Contact us to discuss your specific situation.

Is there a penalty for early payoff?

No! You can pay off your balance early at any time without any penalties or fees.

How long does approval take?

Most applications are approved within minutes. Our team will help you through the entire process.

Can I finance repairs or just new installations?

Our financing options are available for both new system installations and major repairs over $500.